There are alternative options to taking your pension from the Scheme, and you can choose to transfer your benefits to another pension arrangement where you might have more flexible options for accessing them.

Transferring to an alternate pension provider is a significant decision and not always in everyone’s best financial interests and in most cases the law requires you to take advice.

This section sets out the transfer process and provides access to My Retirement Planner at Member Self-service, which is designed to help you understand and compare the options with additional support and guidance including access to dedicated, financial advice should you need it.